Westminster Federal Credit Union


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shared branching
shared branching



9053 Harlan St. Suite 10 Westminster, CO 80031


Monday - Friday
9:00 am to 5:00 pm


Main 303-427-6466
Phone24 855-715-2094
Fax 303-427-5116


New Year's Day
Monday, January 2
MLK Birthday
Monday, January 16
Presidents Day
Monday, February 20
Memorial Day
Monday, May 29
Independence Day
Tuesday, July 4
Labor Day
Monday, September 4
Columbus Day
Monday, October 9
Thanksgiving Day
Thursday, November 22
Post Thanksgiving
Friday, November 23
Christmas Day
Monday, December 25
New Year's Day, 2018
Monday, January 1

Chipotle, Kmart and others are Hacked in Breach of Debit & Credit Cards

Chipotle dished out some more bad news to its customers and this time, it may hurt your wallet instead of your gut. The company said in a statement that Credit and Debit card transactions between March 24 and April 18 may have been hacked. For the second time in less than three years, Kmart Stores is battling a malware-based security breach of its store credit card processing systems.

WFCU is contacting any of our members that were on one of these breached lists provided by the various merchants. In the meantime, if your debit card is on one of these lists, we are making the debit card POS daily withdrawal balance zero, until we hear from you. The ATM/debit cards will still work at ATM's so you can get money using your PIN number.

Please watch for 'skimmers' that thieves place over card readers on the gas pumps. Aurora has been especially hurt by this type of fraud. A skimmer is a device that is temporarily attached to an ATM or gas pump card reader by the bad guys. It is used to illegally extract your card number and PIN when you use your card at self service locations. If you think the card reader looks strange, don't use it.


Have you downloaded Westminster FCU’s FREE ‘TouchBanking’ Mobile APP?

You asked for it, we listened, and we have upgraded our mobile banking app! Now with Remote Check Deposit Capture (RDC)!

Please log into your Internet Banking account and select the Mobiliti link located on the Self Service tab.

Follow the instructions and then download the app for either your Android or Apple phone.




Upon used vehicle purchase from Enterprise Car Sales, July 1 – September 30, 2017.

Westminster Federal Credit Union will make the first payment up to $300.00 when you finance your vehicle with us.

Vehicle must be financed using standard financing terms through the Westminster Federal Credit Union to qualify for payment offer. Westminster Federal Credit Union will make the first payment on the payment due date up to $300 on member’s behalf after vehicle is financed through Westminster Federal Credit Union. Offer void when 7-day Repurchase Agreement is activated. Offer valid July 1 – September 30, 2017. No cash advances. Offer not valid for previous Enterprise purchases or with any other offer. Used vehicles were previously part of the Enterprise rental feet and/or an affliated company’s lease feet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation network company or other use. Photo for illustration only. The “e” logo, Enterprise & “Haggle-free buying. Worry-free ownership.” are trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their respective owners. ©2017 Enterprise Car Sales.

New Debit Cards Available

Fraud is everywhere! (i.e. Target: 110 million cards; Home Depot: 80 million; Dairy Queen: 395 stores; Jimmy John's: 216 stores; 76 Million accounts at JPMorgan/Chase) and thieves are really focusing on the debit cards. There is a large cost and stress that these merchant breaches have placed on your credit union, not to mention the hassle for our members. Thus going forward, when we receive a list of comprised cards from the merchants we will immediately 'Freeze' the debit card and order you a new one and call you regarding this merchant breach.

Starting in April 2016, we have been re-issuing our ATM/Debit cards with one's that are embedded with the new EMV chip.

We have new Anti-Fraud detection software to monitor our Debit cards. The software monitors your individual usage and "scores" transactions of the debit cards. If you use your card outside your "normal usage" or the score is too high, you may receive a call from our WFCU Fraud Department. The fraud department will try to call you and if they fail they will call back 2 hours later. If the score is too high and they can’t reach you the transaction will be declined. The Debit card Fraud Department Alert phone numbers are (877) 253-8964 (English) and (877) 237-5901 (Español).

Do you know you can change your PIN to any 4 digit number you want, via a phone call to (800) 757-9848. For increased security, you should do this often.

Overdraft Privilege

Westminster FCU offers checking account Overdraft Privilege. If you don't have an Overdraft Line of Credit or if you have no available balance on your Overdraft LOC or in your savings, your credit union will now pay transactions trying to clear your checking account with insufficient funds. We will pay your overdraft through our Overdraft Privilege program for just $28 per transaction. No more dealing with merchants and check processing companies, just because you ran a little short before payday. Some restrictions may apply. All members eligible must sign the ODP Optin/out Form. Call us for full details.

Mobiliti Banking App
LifeLock Idenity Theft Protection Privacy Statement HUD
Third party website links included on this website may take you to a website that is not operated or owned by Westminster Federal Credit Union. WCFCU is not responsible for content or availability of these websites and does not guarantee services provided by the third party. Please be aware that security and privacy policies of the third party may differ from the practices of WFCU.
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