Westminster Federal Credit Union

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shared branching
shared branching
Zip

 

ADDRESS

9053 Harlan St. Suite 10 Westminster, CO 80031

 

HOURS OF OPERATION
Monday - Friday
9:00 am to 5:00 pm

 

MEMBER SERVICES  
Main 303-427-6466
Phone24 855-715-2094
Fax 303-427-5116

 


2017 HOLIDAY CLOSURES
New Year's Day
Monday, January 2
MLK Birthday
Monday, January 16
Presidents Day
Monday, February 20
Memorial Day
Monday, May 29
Independence Day
Tuesday, July 4
Labor Day
Monday, September 4
Columbus Day
Monday, October 9
Thanksgiving Day
Thursday, November 23
Post Thanksgiving
Friday, November 24
Christmas Day
Monday, December 25
New Year's Day, 2018
Monday, January 1
 

Holiday Loans are still available!

There is still time to apply for our popular Holiday loan!

This is a $1,200 loan, for a term of 12 months and at an interest rate of only 9.9% APR.

Apply on-line or come in and talk to one of our loan officers.
 

 

Members:

As you know, Equifax has announced a data breach, potentially impacting 143 million customers.

If you have registered with Equifax, you are potentially at risk. Equifax recommends you go to the website they have set up for consumers to see if they were affected: www.equifaxsecurity2017.com. You can also call the Equifax call center at 866-447-7559. They have set up protection measures you can take advantage of because of the breach.

At WFCU, we will continue to employ our monitoring services for our members to see if their accounts with the credit union are compromised. Additional general information to protect members:
  • Make all new passwords different and difficult to guess.
  • Include upper- and lower-case letters, numbers and symbols to make passwords harder to breach.
  • Be careful with your security questions: information such as your mother’s real maiden name is easy to track down.
  • Use two-factor authentication wherever possible.

    In addition, here is a link to an article in USA Today with some good information: What to do if you were hit by the Equifax Breach.

    We will continue to monitor this situation and assist as we can.
  •  

     

    Have you downloaded Westminster FCU’s FREE ‘TouchBanking’ Mobile APP?

    You asked for it, we listened, and we have upgraded our mobile banking app! Now with Remote Check Deposit Capture (RDC)!

    Please log into your Internet Banking account and select the Mobiliti link located on the Self Service tab.

    Follow the instructions and then download the app for either your Android or Apple phone.

     

     
    New Debit Cards Available

    Fraud is everywhere! (i.e. Target: 110 million cards; Home Depot: 80 million; Dairy Queen: 395 stores; Jimmy John's: 216 stores; 76 Million accounts at JPMorgan/Chase) and thieves are really focusing on the debit cards. There is a large cost and stress that these merchant breaches have placed on your credit union, not to mention the hassle for our members. Thus going forward, when we receive a list of comprised cards from the merchants we will immediately 'Freeze' the debit card and order you a new one and call you regarding this merchant breach.

    Starting in April 2016, we have been re-issuing our ATM/Debit cards with one's that are embedded with the new EMV chip.

    We have new Anti-Fraud detection software to monitor our Debit cards. The software monitors your individual usage and "scores" transactions of the debit cards. If you use your card outside your "normal usage" or the score is too high, you may receive a call from our WFCU Fraud Department. The fraud department will try to call you and if they fail they will call back 2 hours later. If the score is too high and they can’t reach you the transaction will be declined. The Debit card Fraud Department Alert phone numbers are (877) 253-8964 (English) and (877) 237-5901 (Español).


    Do you know you can change your PIN to any 4 digit number you want, via a phone call to (800) 757-9848. For increased security, you should do this often.
     

    Overdraft Privilege

    Westminster FCU offers checking account Overdraft Privilege. If you don't have an Overdraft Line of Credit or if you have no available balance on your Overdraft LOC or in your savings, your credit union will now pay transactions trying to clear your checking account with insufficient funds. We will pay your overdraft through our Overdraft Privilege program for just $28 per transaction. No more dealing with merchants and check processing companies, just because you ran a little short before payday. Some restrictions may apply. All members eligible must sign the ODP Optin/out Form. Call us for full details.
     

    Mobiliti Banking App
    LifeLock Idenity Theft Protection Privacy Statement HUD
    Third party website links included on this website may take you to a website that is not operated or owned by Westminster Federal Credit Union. WCFCU is not responsible for content or availability of these websites and does not guarantee services provided by the third party. Please be aware that security and privacy policies of the third party may differ from the practices of WFCU.
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    Rates subject to
    change without notice

    APR as low as

    New Autos

    2.99%

    Used Autos

    3.24%

    Fixed Rate Home
    Equity Loan

    3.99%

    APY

    1 Year CD
    .90%

     

    MORTGAGE CENTER

    Apply for a Mortgage online

    Current Mortgage Rates

    Home Equity Line of Credit

     

    CU Online

     

    AUTO CENTER

    Current Loan Rates

    Buy a Car

    First Payer
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