Personal (Signature) Loan
A personal loan is just as it sounds, a loan for your own personal reasons. When you need funds to cover a large expense; a fixed-rate personal loan can help. WFCU offers Personal Loans of up to $10,000, with terms ranging out to 36 months. Personal Loans can be used for:
- Debt consolidation
- Medical or vacation expenses
- Weddings or family additions
- Applicances and other large purchases
Apply Online Loan Rates
Secured Loan
With a Secured Personal Loan, you can borrow against funds you have on deposit for a low loan rate, while still earning dividends on your deposit. It’s a great way to fund a large purchase, while maintaining your savings; or to build or re-establish positive credit history.
You can utilize funds in Savings or a Share Certificate as collateral for the loan. A hold will be placed on those funds until the loan is paid.
Call or stop by to apply for a Secured Loan.
Loan Rates
Overdraft Line of Credit
With an Overdraft LOC, you can avoid NSF and overdraft fees while ensuring that transactions are not declined and payments are not returned if there isn't enough funds in your Checking to cover the transaction. The amount will be covered by pulling from your Overdraft Line of Credit.
Apply Online Loan Rates