Statement of Westminster Federal Credit Union
(A Private Note to Our Members)

Westminster FCU is committed to making available financial products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with Westminster FCU. As a member of WFCU, you also have a responsibility to safeguard your financial information.

To ensure that you can rely upon the quality of products and services we make available, our credit union stands behind the following privacy policy:

•   WFCU will collect only the personal information that is necessary to conduct our business.  That means just what is necessary to provide competitive financial products and services -- no more.
   
• WFCU will protect your personal information.  WFCU will maintain strong security controls to ensure that member information in our files and computers is protected.  Where appropriate, we will use security coding techniques to protect against unauthorized access to personal records, ensure accuracy and integrity of  communications and transactions, and protect member confidentiality.
   
• You will always have access to your information.  As a member of WFCU, you will always have the opportunity to review your information and make necessary changes to ensure that our records are accurate.   WFCU will only share information when absolutely necessary.  We will only share information to administer the products and services we provide, when required to do so by the government, or when we partner with other businesses to offer a broader array of products and services.  WFCU will partner only with businesses that follow strict confidentiality requirements.  Businesses we select will offer products designed to enhance our members' economic well-being.  Under no circumstances will we authorize them to charge your account without your consent, and we will not sell member information to telemarketing firms.   WFCU will offer you a choice in how your information is used.  Any member of our credit union may elect to keep their information from being shared with our business partners.  We will inform you on how to exercise your choice, and we will take all reasonable steps to make sure your requests are followed.
   

Adopted December 1999