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Rates

Auto & Specialty Vehicle Loans
Loan Type Term APR Max. Amount
New or Used Auto up to 60 months as low as 5.74% 100%, including taxes and insurance
New or Used Auto 61 to 72 months as low as 6.24% 100%, including taxes and insurance
New or Used Auto 73 to 84 months as low as 7.24% 100%, including taxes and insurance
New or Used Motorcycle, Boat, RV or ATV up to 84 months as low as 7.24% 100%, including taxes and insurance
Personal Loans & Lines of Credit
Loan Type Term APR Max. Amount
Unsecured Personal Loan up to 36 months as low as 10.99% $10,000
Overdraft Line of Credit n/a 14.99% n/a
Savings Secured Loan 12 months Share APY + 2.25% Loan amount secured by savings account balance
Savings Secured Loan 24 months Share APY + 2.50% Loan amount secured by savings account balance
Savings Secured Loan over 2 years Share APY + 2.50% + 0.50%/year over 2 yrs Loan amount secured by savings account balance
Certificate Secured Loan Certificate Term Certificate APY + 2.00% (+0.50% per year over 2 yrs) Loan amount secured by certificate balance
Real Estate Loans
Loan Type Term APR Max. Amount
Home Equity 36 months as low as 5.39% Up to 95% equity
Home Equity 60 months as low as 5.94% Up to 95% equity
Home Equity 72 months as low as 6.44% Up to 95% equity
Home Equity 120 months as low as 7.14% Up to 95% equity
Home Equity 180 months as low as 7.74% Up to 95% equity
Advantage HELOC up to 120 months as low as 5.99% Up to 75% equity with a maximum of $250,000
Advantage HELOC up to 180 months as low as 6.49% Up to 75% equity with a maximum of $250,000
Advantage HELOC up to 240 months  as low as 6.74% Up to 75% equity with a maximum of $250,000

 

All loans require application and approved credit. The APR and terms for which the member qualifies will be provided upon approval of completed loan application. Rates are valid as of publication date and are subject to change.

Savings Accounts
Account Type Rate APY*
Primary Savings 0.04% 0.05%
Holiday or Vacation Club 0.05% 0.06%
Youth Savings 0.05% 0.06%
Checking Account
Account Type Rate APY*
Standard Checking 0.02% 0.03%
     
Money Market Account
Balance Rate APY*
$0 - $5,000 1.34% 1.35%
$5,000.01 - $10,000 1.38% 1.39%
$10,000.01 - $24,999.99 1.64% 1.65%
$25,000 - $49,999.99 1.89% 1.90%
$50,000+ 2.23% 2.25%
IRA Savings
Account Type Rate APY*
Traditional IRA 0.74% 0.75%
Roth IRA 0.74% 0.75%
Education IRA 0.79% 0.80%
HSA 0.69% 0.70%
Share Certificates
Term Minimum Rate APY*
3-Month $500 4.40% 4.50%
6-Month $500 4.55% 4.65%
12-Month $1,000 4.16% 4.25%
24-Month $1,000 3.83% 3.90%
36-Month $1,000 3.44% 3.50%
12-Month Jumbo $10,000 4.16% 4.25%
36-Month Jumbo $10,000 3.44% 3.50%

+Limited Time promotional certificate, offer may be terminated at any time. 

IRA Certificates (Traditional & Roth)
Term Minimum Rate APY*
1 Year $1,000 2.96% 3.00%
2 Year $1,000 3.05% 3.10%
3 Year $1,000 3.15% 3.20%
5 Year $1,000 3.44% 3.50%

 

*APY = Annual Percentage  Yield. Rates are accurate as of publication date and are subject to change without notice. Account fees may affect earnings. For Youth Savings accounts dividends, are compounded daily and credited monthly. On all other accounts dividends are compounded daily and credited quarterly. The dividend period begins on the first calendar day of the period and ends on the last calendar day of the period. Additional deposits are not allowed on Share Certificates, Jumbo Certificates and IRA Share Certificates. There is a 180-Day Penalty for early withdrawal of Certificates of Deposit.

Click here to view/download a pdf of the Fee Schedule

Fee Schedule

  • Auto Loan

    as low as
    5.74
    %
    APR*
    Calculate

  • Home Equity Loan

    as low as
    5.39
    %
    APR*
    Calculate

  • Money Market

    as high as
    2.25
    %
    APY*
    Calculate

  • Share Certificates

    as high as
    4.65
    %
    APY*
    Calculate

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