Make WFCU your first stop when you're thinking of purchasing, or refinancing, a vehicle. We finance new and used cars, trucks, SUVs, and vans with flexible terms, competitive rates and a variety of repayment options. We offer the same low rate on both new and used vehicles, whether purchasing or refinancing from another lender.
- Competitive rates as low as 5.74% APR*
- 90 days no payments**
- Extended terms up to 84 months
- Financing up to 100% of value, including taxes and insurance
- Purchase or refinance loans
- Low-cost GAP Coverage available
- Car-buying services from AutoTrek and Enterprise
Make sure to get pre-approved with WFCU before you visit the dealer. You can shop in confidence knowing your approved loan amount and estimate monthly payment.
Apply Online Loan Rates
Guaranteed Asset Protection (GAP)
As soon as you drive your new vehicle off the lot it drops in value. If your car is stolen or damaged beyond repair, GAP (Guaranteed Asset Protection) Coverage could save you a lot of money.
Most insurance policies only cover the actual cash value of your vehicle, but that amount could be far less than the balance of your loan. GAP coverage will take care of that “gap”; covering the difference between the insured value of your car and the balance of your loan. GAP may also cover your insurance deductible in the case of a total loss.
Ask your Loan Officer to add GAP Coverage to your auto loan.
*APR = Annual Percentage Rate. Rates current as of 11/1/2024. Rates subject to change without notice. Based upon approved credit. Not all borrowers will qualify for the lowest rate.
**Interest begins accruing at time of loan disbursement. Restrictions apply, contact us for details.